Money Saving Tips – A Diva And Her Budget

Navigating The Unexpected

July 31, 2020 by Diva 0 comments

About a year ago I found out that I was getting laid off from my job. I had been with the same company for a little more than 8 years and had gone through 2 lay offs already, but I had been,(after a few months at home) lucky enough to find other positions in different […]

Money Saving Tips

In Case of Emergency!

June 28, 2020 by Diva 0 comments

I have heard and read many arguments and points of view about why a $1000 Starter Emergency Fund or Dave Ramsey’s Baby Step 1 is insufficient. The thought of having only $1000 in savings while trying to pay off thousands and thousands of dollars in debt is really scary. To be honest, I was terrified! […]

Money Saving Tips

Saving Goals: Emergency Funds and Sinking Funds

June 11, 2020 by Diva 0 comments

‘Failing to plan is planning to fail’ -attributed to Alan Lakein I never want to go back into debt!!! I’m making sure of this by developing good money habits such as budgeting, living below my means and most importantly, saving. In the past I had one savings account where I put in 10% of my […]

Money Saving Tips

Creating A Budget

May 31, 2020 by Diva 0 comments

Many people have never created a budget and are hesitant to do so because they don’t know how to create one, or they simply get overwhelmed by the thought of it. Your budget does not have to be a complicated spreadsheet if you get overwhelmed with figures. Paper and pen worked very well for me […]

Money Saving Tips

Saving money (and my sanity) when grocery shopping

May 26, 2020 by Diva 4 comments

Grocery days usually equated to high stress days for me. It was so easy for me to overspend on groceries, and food in general, if I didn’t start with a plan. Grocery bills can add up rather quickly. The usual recommendation for a food budget is 10-15% of your monthly take home pay. I recently […]