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Money Saving Tips

Navigating The Unexpected

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About a year ago I found out that I was getting laid off from my job. I had been with the same company for a little more than 8 years and had gone through 2 lay offs already, but I had been,(after a few months at home) lucky enough to find other positions in different […]

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Money Saving Tips

In Case of Emergency!

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I have heard and read many arguments and points of view about why a $1000 Starter Emergency Fund or Dave Ramsey’s Baby Step 1 is insufficient. The thought of having only $1000 in savings while trying to pay off thousands and thousands of dollars in debt is really scary. To be honest, I was terrified! […]

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Money Saving Tips

Creating A Budget

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Many people have never created a budget and are hesitant to do so because they don’t know how to create one, or they simply get overwhelmed by the thought of it. Your budget does not have to be a complicated spreadsheet if you get overwhelmed with figures. Paper and pen worked very well for me […]

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